Services

These are the areas of financial planning we can help you with:

Pensions – planning for your retirement

We can advise you on:

Bespoke solutions to fund your retirement that are affordable and tax-efficient
Deferred benefits accumulated in previous schemes
Your options at retirement to provide the level of income you require

Savings and Investments – making the most of your capital

We offer personal advice on

Regular savings to achieve your future plans such as school fees and holiday homes
Lump sum investments for growth, income or a combination of the two

Protection – ensuring you and your family are covered

For your peace of mind, we offer comprehensive solutions:

Life cover that will protect your family in the event of your death
Critical illness cover to ensure life carries on as normal after a serious illness
Income protection to provide replacement income in the event of illness or disability

Mortgages – arranging finance to buy your home

We can provide advice on:

The most appropriate mortgage or remortgage solution to meet your requirements
Buy-to-let mortgages
Buildings and contents insurance to protect your home (from a limited panel of providers)

Corporate Solutions – for your business

To help your business, we offer impartial advice on:

Business protection including keyman and shareholder cover
Retirement planning for directors, partners and employees
Commercial mortgages

Estate Planning – getting the tax right

We advise on:

Strategies to mitigate Capital Gains Tax and Inheritance Tax
Ensuring your estate passes to your chosen beneficiaries on your death

There will be a fee for mortgage advice. The amount will depend upon your circumstances, but as a guide we estimate this will be:

For standard mortgage products £150
For non-standard mortgage products £250

Your home may be repossessed if you do not keep up repayments on your mortgage.